American Express Platinum Referral — 75,000 points
Last updated 15 August 2026
ReferBonus may receive a reward if you sign up through links on this page. It never costs you anything, and in most cases you get a bonus too.
Referral voucher · Banking
75,000 points
Apply for The Platinum Card via a referral link and earn 75,000 Membership Rewards points after qualifying spend — the friend who referred you earns bonus points too.
Claim 75,000 points at American Express
Opens American Express's site — the reward tracks automatically via this link.
The Platinum Card is Amex's flagship premium charge card: airport lounge access, hotel status, travel credits and a welcome bonus that regularly runs into tens of thousands of Membership Rewards points once you clear the spend threshold in your first three months. The referral mechanic is worth understanding before you click through, because it's asymmetric — as the new applicant you receive exactly the same welcome offer whether you apply via a friend's link or go direct, while the person who referred you earns their own bonus points (capped at 90,000 a year across every referral they make) once your card is approved. So there's no downside to using a link if someone's offered you one, but it's not a reason by itself to apply for a card carrying a four-figure annual fee. Weigh the lounge access, travel perks and points value against the fee for your own spending pattern before committing.
Step by step
How to redeem the American Express referral offer
- 1Open the referral link and start The Platinum Card application — it must be a new application, not an existing account.
- 2Apply online and complete Amex's identity and credit checks; decisions are often instant.
- 3Spend the advertised qualifying amount within your first three months to unlock the welcome bonus points.
- 4Your referrer's bonus points land in their account within about 10 weeks of your card being approved.
The small print
Key terms
- New cardmembers only — applying for the Basic Card doesn't count towards the referrer's bonus.
- Welcome bonus points require hitting the advertised spend threshold within 3 months of approval.
- Referrer bonus points are capped at 90,000 points per calendar year across all referrals.
- A high annual fee applies from your first year — check the current rate before applying.
Terms are a summary and can change — always confirm the current offer on American Express's own site before signing up.
Questions
American Express referral FAQs
- Do I get anything extra for applying through a referral link instead of directly?
- No — you receive the same welcome bonus either way. Using a friend's link earns them bonus points, not you, so it costs nothing to use one if you were already planning to apply.
- How long does the referral bonus take to arrive?
- Amex says up to 10 weeks after the new cardmember is approved, so it lands well after your own card and its welcome bonus.
- Is the annual fee worth it?
- That depends entirely on how much you'll use the lounge access, travel credits and other perks. Read the current welcome offer and ongoing benefits carefully before committing to a card at this price point.
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